Global and local payments. One connected hub.
Connect payment gateways, digital wallets, card processors and mobile money services based on the countries where your business and customers operate.
Read the documentationOne hub for every way
your customers pay.
Global gateways, local rails, and the routing logic to connect them — all managed from one screen, with no per-gateway code to maintain.
Smart Payment Routing
Route by customer country, business country, currency, method, amount, or risk score. Set the rule once — every matching payment follows it.
- Ethiopia + ETB → Chapa, India + UPI → PhonePe
- Priority ordering with primary & backup
- Test a rule before it goes live
Automatic Gateway Failover
If a primary gateway times out or goes down, the payment retries on your backup gateway instantly — the customer never sees the failure.
- Retries on timeout, outage, or unsupported method
- Never retries fraud-blocked or duplicate-risk charges
- Full failover log, per transaction
Every Local Payment Method
Cards and wallets alongside UPI, mobile money, QR, and bank transfer — enabled per gateway, per country, without a separate integration.
- UPI, M-Pesa, Telebirr, mada, PayNow, GCash, Pix
- Buy Now Pay Later & installments where supported
- Payment links, invoices & QR codes
Refunds, Disputes & Chargebacks
Full or partial refunds with approval thresholds, plus a dedicated workspace to challenge disputes with evidence before the deadline.
- Multi-step refund approvals by amount
- Accept or challenge disputes with evidence upload
- Full customer notifications, automatically
Settlements & Reconciliation
See every settlement per gateway — expected vs. actual, fees, refunds, and net amount — and auto-match against uploaded gateway reports.
- Upload a settlement report, get instant matching
- Unmatched transactions and differences surfaced
- Synced straight into EnOpSy INEX Accounting
Security & Compliance
Encrypted credentials, signed webhooks, idempotency keys, and strict separation of test and live environments — by design, not bolted on.
- Never stores full card numbers, CVV, or PINs
- Role-based access, 2FA, and full audit logs
- Webhook signature verification on every event
Find payment options
for every market.
Select a country to see global and local payment providers that may be used in that market.
7 payment options found for India
Swipe to view more details
| Gateway | Type | Available In | Payment Methods | Currencies | Settlement | Integration | Action |
|---|---|---|---|---|---|---|---|
| Stripe | Global Gateway | 🇮🇳 Global | Cards, wallets, bank payments | Multiple currencies | Based on country | Available | |
| PayPal | Global Gateway | 🇮🇳 Global | Wallet, cards | Multiple currencies | Based on country | Available | |
| Razorpay | Local Gateway | 🇮🇳 India | UPI, cards, net banking | INR | Local settlement | Available | |
| PhonePe | Digital Wallet | 🇮🇳 India | UPI, wallet | INR | Local settlement | Available | |
| Google Pay | Digital Wallet | 🇮🇳 India, US, Global | UPI, wallet, cards | INR | Based on country | Available | |
| PayU | Local Gateway | 🇮🇳 India | UPI, cards, EMI, net banking | INR | Local settlement | Available | |
| Cashfree | Local Gateway | 🇮🇳 India | UPI, cards, BNPL | INR | Local settlement | Available |
Gateways process it.
Methods are how they pay.
Enable the methods that make sense for each market — customers check out with what they already use, no matter which gateway is behind the scenes.
Visa, Mastercard, American Express — everywhere they're accepted.
One-tap wallet checkout wherever the gateway supports it.
Wallet checkout for Samsung device holders.
Installments through supporting gateways and markets.
Direct bank-to-bank transfer, India's most-used checkout method.
UPI checkout through 500M+ PhonePe users.
UPI and wallet checkout via Paytm.
Direct government UPI app, plus 50+ Indian banks.
Wallet-based checkout across East & West Africa.
Direct M-Pesa STK push at checkout.
Ethiopia's leading mobile wallet, direct to checkout.
No-internet checkout for feature phones in Nigeria & beyond.
Direct account-to-account, worldwide.
Recurring debits for subscriptions across the EU & UK.
Low-cost bank debit across the US.
Scan-to-pay via PayNow, QRIS, PromptPay, and more.
Payments infrastructure, without the plumbing.
Most businesses either lock into one gateway or build a patchwork of custom integrations per country. EnOpSy gives every tenant a single connected hub — global reach, local conversion, one place to manage it all.
Multi-tenant, from day one
Every tenant connects its own gateways, sets its own routing rules, and sees only its own transactions — isolated by design.
No-code gateway builder for new markets
Super Admin adds a new country gateway through a registry — no rebuild, no redeploy, no hard-coded list to maintain.
Every payment lands in the ledger
Sales, fees, refunds, and settlements post straight to EnOpSy INEX Accounting — no manual reconciliation.
Bank-grade security, built in
Encrypted credentials, masked secrets, signature-verified webhooks, and a strict test/live boundary on every gateway.
Roles that match how finance teams work
Super Admin, Tenant Admin, Finance Admin, Support, and Developer each see exactly what their job needs.
Connect your first gateway in minutes.
Use EnOpSy's Payment Gateway Hub to collect globally, route intelligently, and never lose a sale to a gateway outage.